All Fees

Amount

Details

Transfer Money

Same Day ACH Transfer Fee

$1.00

Each time you initiate an ACH request from your Card Account to be sent externally on the same day. Fee as it appears on statement: Same Day ACH Fee

Get Cash

ATM Withdrawal Fee (Out-of-Network)

$2.95

“Out-of-Network” refers to all ATMs outside of the MoneyPass® and Allpoint® ATM Networks. This is our fee assessed each time you withdraw cash from an ATM within the United States and U.S. Territories unless it displays the MoneyPass or Allpoint logo. You may also be charged an additional fee by the out-of-network ATM operator or network, even if you do not complete a transaction. You can withdraw cash at no charge by using an ATM displaying the MoneyPass or Allpoint logo. You may also request cash back at point-of-sale using your PIN. Fee as it appears on statement: ATM Withdrawal Fee (Domestic)

Bank Teller Withdrawal Fee

$2.50

Each time you request a cash withdrawal from a bank teller at a financial institution. You may withdraw cash at no charge by using an ATM displaying the MoneyPass or Allpoint logo. Fee as it appears on statement: Over the Counter Withdrawal Fee (Domestic)

Using Your Card Outside the U.S.

International Transaction Fee

3% of total transaction in USD

Of the U.S. dollar amount of each transaction each time you obtain funds or make a purchase in a currency other than U.S. dollars (USD) or outside the United States and U.S. Territories. When assessed, this fee will be a minimum of one cent ($0.01).
Fee as it appears on statement: Foreign Credit Transaction Approved or Foreign Debit Transaction Approved

International ATM Withdrawal Fee

$4.50

This is our fee each time you withdraw cash from an ATM outside of the United States and U.S. Territories. You may also be charged a fee by the ATM operator or network used to complete the transaction.
Fee as it appears on statement: ATM Withdrawal Fee (Int’l)

International ATM Balance Inquiry Fee

$2.00

This is our fee which is charged each time you request your Card balance using an ATM outside of the United States and U.S. Territories regardless of whether you also conduct a cash withdrawal. You may also be charged a fee by the ATM operator or network used to complete the transaction. Track your Card balance at no charge via the Mobile App or by calling Customer Service. Standard message and data rates from your wireless service provider may apply.
Fee as it appears on statement: ATM Balance Inquiry Fee (Int’l)

Additional Card Services

Check Issuance Upon Closure Fee

$10.00

Each time a check is issued to refund the balance of the Card after Card closure. Fee will not be assessed if no check is issued.
Fee as it appears on statement: Check issuance upon closure

Other

Inactivity Fee

$2.00

If you do not use your Card to initiate a purchase, cash withdrawal or load transaction for more than six (6) calendar months, the fee will be assessed monthly thereafter until you conduct one of these transactions or your balance is depleted to zero. Continue to use your Card at least once every six (6) months or close your Card and we will refund your balance by check. The Check Issuance Upon Closure Fee will apply.
Fee as it appears on statement: Dormancy Fee

Potential Third-Party Fees

Retail Cash Load

May Vary – Up to $5.95

GreenDot® and Mastercard rePower® may assess a fee for each load that is collected at the time of the cash load. This is not our fee and is subject to change. Be sure to ask about the cost before conducting the load. For example, a fee of up to $5.95 may apply when loading cash through Green Dot or rePower locations. Go to greendotnetwork.com or mastercard.us/en-us/personal/get-support/reload-a-prepaid-card.html. This information was accurate as of 01/01/2024. Avoid this fee by setting up direct deposit or sending funds via ACH to your Card account.

ATM Surcharge

May Vary

Third party ATM operators may charge a fee each time you withdraw funds or check your balance at a non- MoneyPass ATM. You man withdraw cash at no charge by using an ATM displaying the MoneyPass or Allpoint logo. To find a MoneyPass ATM, go to moneypass.com. To find an Allpoint ATM, go to allpointnetwork.com/#Location

Card Network International Currency Conversion Fee

May Vary

Mastercard, the Card Network for your Card, may assess a fee for currency conversion if you make a transaction in a currency other than the currency in which your Card Account was issued. This fee is a percentage of the amount of the transaction.

Ingo Load

Up to 5% per check

The fee of up to 5% (minimum of $5.00) of check value may apply when cashing a check to load your card is paid to Ingo Money, Inc. to expedite the crediting of funds from a check, via remote deposit capture, to your Card. Fee is deducted from check value. This is not our fee and is subject to change. This service allows you to load the proceeds of a check to your Card and is provided via the Mobile App by Ingo Money, Inc. and First Century Bank, N.A. and is subject to the Ingo Money and First Century Bank Terms and Conditions and Privacy Policy available at ingomoney.com. Fees and data rates may apply. Ingo Money, Inc. and First Century Bank, N.A., are not affiliated with Central Bank of Kansas City. This information was accurate as of 01/01/2024.